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Capital Cost Allowance (CCA) is one of those tax concepts that often feels straightforward — you buy an asset, you write it off over time, and it reduces your taxable income. But over the past few years, temporary tax incentives…

Between TFSAs, RRSPs, RESPs, and regular savings accounts, it can feel overwhelming to know where to put your money. Many Canadians are already saving — the real challenge is figuring out how to save in a way that creates flexibility…

At Accent CPA, we look beyond individual tax returns and focus on the family unit as a whole. Pension splitting is a great example of a tax planning opportunity that can quietly create meaningful savings — but only if someone…

Planning, Timing, and Rebuilding Your Financial Picture In Separation & Divorce – Part 1, we covered the immediate tax considerations that come with separation or divorce — updating your marital status, understanding support payments, splitting assets, and navigating child-related credits.…

Understanding the Tax Consequences Separation and divorce are rarely just emotional — they’re also administrative, financial, and can have tax consequences. At a time when everything already feels overwhelming, figuring out “what to do” and “who claims what” can feel…

Contributing to a RESP feels good. You’re doing the “right” thing — setting money aside, getting government grants, and planning for your child’s future. Every contribution feels like a win. Then fast-forward a few years. Your child gets accepted into…

Teaching Kids About Finances On Saturday mornings in our house, you can hear the same soundtrack every week:the hum of the vacuum, the clatter of dishes being put away, and the light chatter of kids negotiating who gets which chore.…

For many business owners, GST/HST feels confusing, overwhelming, and downright stressful. We hear it all the time at Accent CPA—clients aren’t always sure when to register, how to file, or what to charge. And because GST is a self-assessed tax,…

As 2025 is winding to a close, many business owners are scrambling to make sure they’ve taken advantage of all possible deductions. Totally fair — no one wants to leave money on the table when it comes to tax savings.…

Let’s be honest — most people struggle with record keeping. Between receipts, tax slips, financial statements, and digital documents scattered across inboxes and folders, staying organized can feel impossible. When tax season arrives, that chaos becomes even more stressful. On…