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The Difference Most Entrepreneurs Don’t Realize (Yet): Part 1 It usually starts with excitement. Two entrepreneurs connect. Ideas are flowing. There’s momentum, opportunity, and a shared “let’s do this” energy. They talk through roles, rough numbers, and next steps. Maybe…

Personal Tax Myths  Myth: “Your primary residence becomes taxable once it’s worth over $1 million” Reality: There is no dollar cap on the Principal Residence Exemption in Canada. A qualifying primary residence can be worth $300,000 or $3 million. The…

Capital Cost Allowance (CCA) is one of those tax concepts that often feels straightforward — you buy an asset, you write it off over time, and it reduces your taxable income. But over the past few years, temporary tax incentives…

Between TFSAs, RRSPs, RESPs, and regular savings accounts, it can feel overwhelming to know where to put your money. Many Canadians are already saving — the real challenge is figuring out how to save in a way that creates flexibility…

At Accent CPA, we look beyond individual tax returns and focus on the family unit as a whole. Pension splitting is a great example of a tax planning opportunity that can quietly create meaningful savings — but only if someone…

Planning, Timing, and Rebuilding Your Financial Picture In Separation & Divorce – Part 1, we covered the immediate tax considerations that come with separation or divorce — updating your marital status, understanding support payments, splitting assets, and navigating child-related credits.…

Understanding the Tax Consequences Separation and divorce are rarely just emotional — they’re also administrative, financial, and can have tax consequences. At a time when everything already feels overwhelming, figuring out “what to do” and “who claims what” can feel…

Contributing to a RESP feels good. You’re doing the “right” thing — setting money aside, getting government grants, and planning for your child’s future. Every contribution feels like a win. Then fast-forward a few years. Your child gets accepted into…

Teaching Kids About Finances On Saturday mornings in our house, you can hear the same soundtrack every week:the hum of the vacuum, the clatter of dishes being put away, and the light chatter of kids negotiating who gets which chore.…

For many business owners, GST/HST feels confusing, overwhelming, and downright stressful. We hear it all the time at Accent CPA—clients aren’t always sure when to register, how to file, or what to charge. And because GST is a self-assessed tax,…